10 Reasons to use Mortgage Hound
We strongly believe that all of our clients have unique needs. Whatever your circumstances our service proposition is constructed to ensure that you are guided to the right mortgage deal.
Free Mortgage Advice
As we receive a commission from the lender unlike many brokers we don’t charge for our mortgage advice or for processing the paperwork.
We are not a Comparison Site
Apart from the fact they can be confusing, comparison sites do not take into account your individual circumstances and goals. Each mortgage lender has different criteria and you may not qualify for their products. The very real danger is that by applying for and being declined for a mortgage can lower your credit score, this in turn can lead to you becoming unmortgageable.
Ethical Mortgage Advice in Plain English
It is very important to Mortgage Hound that you understand the deal you are applying for and why it is the best route for you.
An expert adviser will take you through all of the mortgage options that are available to you and explain them in plain English.
Virtual Mortgage Appointments
We offer a virtual appointment service so you can link into our industry mortgage sourcing software and watch as we talk you through the pros and cons of each deal in the comfort of your own home or office.
We are experts in each mortgage lenders criteria and will be able to find the best product for your circumstances.
The headline mortgage rate doesn’t always mean that it is the cheapest. We take into account all of the fees and charges involved to find the most competitive product overall.
Access to Exclusive Mortgage Deals
Lenders obtain most of their mortgage business via brokers rather than through their branch network or direct (source: Council of Mortgage Lenders).
Through Mortgage Networks and Clubs we have access to exclusive deals and products that are not available by applying to the lender direct. These can be cheaper rates, lower fees or incentives such as cashback or a free valuaton.
There are also lenders who only offer products through brokers and that the public cannot obtain on their own.
Whole of Market Mortgage Broker
If you contact a lender direct they will only be able to offer you products from their own, limited product range.
Many estate agents brokers only have access to a panel of mortgage lenders.
Mortgage Hound has access to the Whole of the Mortgage Market, which means you can be confident that can find the right deal for you.
Simple 3 Step Mortgage Process
As easy as 1, 2, 3
Applying for a mortgage on your own can be stressful. Mortgage Hound is here to take the worry away and make this a smooth, painless transaction.
Partner Services
The friendly advisers at Mortgage Hound are experts in helping fulfill your mortgage and protection needs. However, there are certain areas where you need assistance from professionals in that field.
Many of our clients struggle to find reputable companies to help them fulfill their needs. We can help by referring you to one of our trusted partners so you can be confident that you will receive a great service at a competitive price.
Dedicated Support
At Mortgage Hound your case is not handled by call centre operators. You will always have access to your adviser and dedicated administrator.
We will provide regular updates so you are not left in the dark with the progress of your application.
We Fight your Corner
Our role is to ensure that your mortgage application is progressed to completion. At Mortgage Hound we know the lenders criteria and processes.
If there are any issues we will present your circumstances in the best possible light and overcome any problems for you. Mortgage Hound has strong links with the lenders and can escalate your case internally.